{"id":93103,"date":"2017-04-14T19:38:48","date_gmt":"2017-04-14T19:38:48","guid":{"rendered":"http:\/\/punjabpost.in\/welcome\/?p=93103"},"modified":"2017-04-14T19:38:48","modified_gmt":"2017-04-14T19:38:48","slug":"pradhan-mantri-mudra-yojana-pmmy-crosses-target-rs-1-8-lakh-crore-2016-17","status":"publish","type":"post","link":"https:\/\/punjabpost.in\/welcome\/93103","title":{"rendered":"Pradhan Mantri Mudra Yojana (PMMY) crosses the target of Rs. 1.8 lakh crore for 2016-17"},"content":{"rendered":"<p style=\"text-align: justify;\"><strong>N<\/strong>ew Delhi, April 13 (Punjab Post Bureau) &#8211; Loans extended under the Pradhan Mantri Mudra Yojana (PMMY) during 2016-17 have crossed the target of Rs. 1,80,000 crore for 2016-17.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-62004\" src=\"https:\/\/punjabpost.in\/welcome\/wp-content\/uploads\/2016\/04\/Modi-PM.jpg\" alt=\"AppleMark\" width=\"235\" height=\"241\" srcset=\"https:\/\/punjabpost.in\/welcome\/wp-content\/uploads\/2016\/04\/Modi-PM.jpg 235w, https:\/\/punjabpost.in\/welcome\/wp-content\/uploads\/2016\/04\/Modi-PM-55x55.jpg 55w\" sizes=\"auto, (max-width: 235px) 100vw, 235px\" \/><\/p>\n<p style=\"text-align: justify;\">Sanctions currently stand at Rs. 1,80,087 crore with final data still awaited from some of the smaller non-banking lenders. Of this amount, Rs. 1,23,000 crore was lent by banks while non-banking institutions lent about Rs. 57,000 crore. Data compiled so far indicates that the number of borrowers this year were over 4 crore, of which over 70% were women borrowers. About 20% of the borrowers were from the Scheduled Caste Category, 5% from the Scheduled Tribe Category, while Other Backward Classes accounted for almost 35% of the borrowers.<br \/>\nThe achievements of both public sector banks and private banks have been extremely encouraging. The robust growth in bank loans to unfunded and underfunded segments is an indication of the emergence of this category of borrowers as a key driver of demand for credit.\u00a0The Union Budget has announced a target of Rs. 2.44 lakh crore for Mudra Loans during 2017-18. There would be a special focus within the Mudra Scheme on convergence with other government schemes, deepening connect with borrowers and meeting credit requirements of trainees completing skilling course.<\/p>\n<p style=\"text-align: justify;\">\u00a0Mudra Loans are available for non-agricultural activities upto Rs. 10 lakh and activities allied to agriculture such as Dairy, Poultry, Bee Keeping etc, are also covered. Mudra\u2019s unique features include a Mudra Card which permits access to Working Capital through ATMs and Card Machines. Evaluation studies show that banks have been proactive in identifying and disbursing loans to first time borrowers thereby weaning them away from money lenders. Borrowers particularly value three attributes of Mudra Loans viz, non-insistence on guarantor or collateral, simple documentation and quick processing.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>New Delhi, April 13 (Punjab Post Bureau) &#8211; Loans extended under the Pradhan Mantri Mudra Yojana (PMMY) during 2016-17 have crossed the target of Rs. 1,80,000 crore for 2016-17. Sanctions currently stand at Rs. 1,80,087 crore with final data still awaited from some of the smaller non-banking lenders. Of this amount, Rs. 1,23,000 crore was &hellip;<\/p>\n","protected":false},"author":1,"featured_media":62004,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"footnotes":""},"categories":[11],"tags":[],"class_list":["post-93103","post","type-post","status-publish","format-standard","has-post-thumbnail","","category-english"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Pradhan Mantri Mudra Yojana (PMMY) crosses the target of Rs. 1.8 lakh crore for 2016-17 | Punjab Post<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/punjabpost.in\/welcome\/93103\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Pradhan Mantri Mudra Yojana (PMMY) crosses the target of Rs. 1.8 lakh crore for 2016-17 | Punjab Post\" \/>\n<meta property=\"og:description\" content=\"New Delhi, April 13 (Punjab Post Bureau) &#8211; Loans extended under the Pradhan Mantri Mudra Yojana (PMMY) during 2016-17 have crossed the target of Rs. 1,80,000 crore for 2016-17. Sanctions currently stand at Rs. 1,80,087 crore with final data still awaited from some of the smaller non-banking lenders. 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Sanctions currently stand at Rs. 1,80,087 crore with final data still awaited from some of the smaller non-banking lenders. 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